As a general rule, a merchant is allowed to request identification, but cannot require it as a condition of acceptance of the Visa card. However, there are exceptions, for example. B when Visa has authorized the merchant to request, in certain circumstances, identification to combat fraud. In most cases, yes, but if the transaction is less than a certain amount, the merchant is only required to provide a receipt if you request it. In addition, the merchant is not required to provide a receipt for a low value transaction on an unsupervised terminal, for example. B a vending machine. Visa has strict rules for currency conversion if you use your Visa card outside the country where it was issued. You must have the option of having the booking processed in local currency. If the merchant has not done so, please inform your Visa card issuer. In order to protect cardholders and merchants and to preserve the integrity of the visa system, we have omitted proprietary and competitive information as well as certain details of network security rules. In general, no. The Visa brand promise “Wherever you want to be” means that you can use your card wherever visa is accepted.
The issuer must not block all transactions from a location or type of dealer. However, there are some exceptions. For example, where local rules require the issuer to block certain transactions or Visa has allowed the issuer to temporarily refuse transactions due to a risk of fraud. Note that Visa cards issued in countries with laws limiting international use have printed a caption “Only in a Country” on the card. Below are some frequently asked questions about visa rules. If you have a question about a visa rule that is not covered below, please contact Visa at [email protected]. Please note that visa rules change from time to time. If there is a discrepancy between the information contained in these frequently asked questions and the visa rules, the visa regime applies. You will find other requirements in the visa acceptance agreement between you and your purchaser. In addition, Visa is considering an additional fine of $10,000 for each 30 calendar day period or part of that during which the processor does not sign the dealer contract. However, the main reason for terminating a dealership contract is overcharging. Visa may terminate a merchant in the following cases: Learn more about Visa`s rules as a consumer or merchant In general, Visa is a method of payment and not a method of collection or execution of a contract.
However, under certain conditions, certain types of dealers (accommodation, rental [vehicle, bicycle, boat, equipment, motorhome, motorbike, truck/trailer] and trailer/camping parks) may accept a guaranteed reservation (the cardholder provides a Visa account number, but does not pay at the time of booking to ensure that accommodation, goods or services as booked and agreed with the merchant are available).